What is the Association’s Journey Accident Insurance?
This insurance is a scheme to provide assistance to members who are injured travelling to or from work and who may not be covered by other insurance such as Workers Compensation or Compulsory Third Party (CTP).
Who is covered by Journey Accident Insurance?
If you are a financial member of the New South Wales Nurses and Midwives’ Association at the time of your accident travelling to or from work, you are entitled to claim under the scheme.
What does the cover provide?
The Journey Accident Insurance cover provides members who are financial at the time of the accident with:
What should I do if I have an accident travelling to or from work?
How do I make a claim?
The Association will assist you with the submission of a claim.
A Journey Accident claim form will be emailed (or mailed) to you for completion. The form will need to include:
Once you have completed the claim form, submit it to the Association via email email@example.com or fax: (02) 9662 1414.
What will the Association do?
Upon receiving your completed Journey Accident Claim form, the Association will:
The Association will liaise on your behalf with our Insurers and we will advise you of the progress of your claim.
What is the process that I should expect when making a claim?
Upon receipt of your completed Journey Accident Claim form, the Association will forward it to our Insurers for assessment. Our Insurers will assess and respond to the claim within 10 business days. Should further information be required this will be requested via the Association and once received by our Insurer will be assessed within a further 10 business days.
Once the initial payment has been approved, a settlement letter will be forwarded to the Association and you will be advised by email (or mail if you do not have access to email).
For claims that are assessed to be more long term, you will be requested to provide the following over the life of the claim:
Q: When am I covered?A: When travelling directly between the boundaries of your place of residence and place of work (nursing or midwifery related activities only) for the purposes of starting or ending your day’s work or whilst travelling during recess breaks.
Q: How are payments made to members?A: Benefits are paid directly to the member’s nominated bank account.
Q: Will I automatically be paid?A: No. The insurance policy has a 7-day waiting period, which means that if you are off work for less than a week as a result of your accident, you are not entitled to any payment. However, you should still submit a claim as an injury arising from your accident may mean that you have time off work at some future date. If your claim is accepted, you will not be paid for the first 7 days following the date of injury.
Q: Can I claim medical expenses?A: No.
The Journey Accident Insurance Policy is issued and underwritten by Chubb Insurance Australia Limited ABN 23 001 642 020, AFSL No. 239687 (Chubb). This policy renews annually on 30 November at 4:00pm. Chubb only provides general advice, and does not consider your objectives, financial situation or needs. To decide if this product is right for you, read the Chubb Journey Accident Insurance Policy Wording and Product Disclosure Statement (PDS).
You'll automatically become a member of the Australian Nursing and Midwifery Federation