Australian Health Practitioner Regulation Agency (AHPRA) requires that nurses and midwives declare that they hold professional indemnity insurance (PII) or are appropriately covered by their employer as a condition of registration. While employers are responsible for maintaining a variety of insurances, Association members are also able to comply with AHPRA requirements, by virtue of the Association holding PII cover for its members, without having to check the employer’s insurance status.
Professional Indemnity:$5 million per claim and $25 million in aggregate in any one policy year.
Inquiry Costs:$100,000 per insured and $2 million in aggregate in any one policy year.(eg for coronial inquests and NCAT)
NSWNMA’s Professional Indemnity Insurance (PII) is available to:
The PII policy does not cover:
The Association should be contacted for assistance and legal assistance will be provided in accordance with our standing practice.
No. Members who were financial at the time of the incident giving rise to a claim or inquiry are covered.
No. $5 million per claim and $25 million in any one policy year is the maximum limit.
Yes. This policy covers those members required to fulfill recency of practice criteria under AHPRA’s registration guidelines.
Where midwives are employees of either a public or private hospital they are covered, however, there is no cover provided for home birth practices nor private midwifery practices/services.
Please click here for a copy of the Policy Wording.
* Members must have been financial at the time of the incident giving rise to a claim or inquiry.
** Members whose substantive work is as an independent contractor are not covered – such independent contractors should have their own PII insurance.
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