Journey Accident Insurance provides cover for members who are injured as a result of an accident whilst travelling between their home and their normal place of employment. Cover extends to certain activities undertaken during lunchtimes and meal breaks.
NSWNMA has held this cover for the benefit of its members since 2012 in response to changes to the NSW Workers Compensation Legislation which effectively removed coverage for employees travelling to and from work.
Financial members of NSWNMA are covered under the policy. It is important to note that you must be a financial member at the time of the accident. Certain age restrictions apply from 75 and over – refer to the PDS.
When travelling directly between the boundaries of your usual place of residence and your usual place of work (nursing or midwifery related activities only) for the purposes of starting or ending your day’s work or whilst travelling during recess breaks.
No. The policy has a 14-day waiting period. This means that if you are off work for less than 14 days as a result of your accident, you are not entitled to any payment. (However, you should still submit a claim as an injury arising from your accident may mean that you have time off work at some future date. If your claim is accepted, you will not be paid for the first 14 days following the date of injury).
No. However, Compulsory Third Party (CTP) insurance may provide a medical benefit.
Please click here for a copy of the Policy Wording and Product Disclosure Statement.
* All cover is subject to the full terms, conditions, limits and exclusions of the PDS and Policy Schedule. Age limits apply.
You'll automatically become a member of the Australian Nursing and Midwifery Federation